Acceptance of Terms

By accessing or using the Quality Advantage Insurance Services website at qa-insurance.com or submitting any form on our site, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

Services Provided

Quality Advantage Insurance Services is an independent licensed insurance agency providing life insurance consultation and coverage options including:

• Term life insurance
• Whole life insurance and final expense coverage
• Universal life insurance
• Annuities

We work with multiple top-rated carriers to find the best coverage for your individual needs. We do not guarantee specific rates or coverage approval, which are determined by the insurance carriers.

SMS Communications

By submitting your phone number through our website, you expressly consent to receive automated and non-automated text messages from Quality Advantage Insurance Services at the number provided. This includes appointment reminders, follow-up messages, and promotional content about our insurance products and services.

• Message and data rates may apply
• Message frequency varies based on your inquiry
• Reply STOP at any time to opt out
• Reply HELP for assistance or contact us at (562) 286-5030

Disclaimer of Warranties

The information provided on this website is for general informational purposes only and does not constitute legal, financial, or insurance advice. Coverage availability, premiums, and eligibility are subject to carrier underwriting guidelines and approval. We make no warranties regarding the accuracy or completeness of the information presented.

Privacy and Data Use

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. By using our site and submitting your information, you consent to the collection and use of your data as described in our Privacy Policy.

Third Party Carriers

We work with third-party insurance carriers to provide coverage options. By submitting your information, you authorize us to share your details with licensed insurance carriers for the purpose of obtaining quotes and coverage. We are not responsible for the actions, products, or policies of third-party carriers.

Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website after any changes constitutes your acceptance of the new terms.

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