Casualty insurance

Casualty insurance insures against accidents

Casualty insurance insures against accidents, not necessarily tied to any specific property.
A casualty insurance can prevent death

Crime insurance is a form of casualty insurance that covers the policyholder against losses arising from the criminal acts of third parties. For example, a company can obtain crime insurance to cover losses arising from theft or embezzlement.
Political risk insurance is a form of casualty insurance that can be taken out by businesses with operations in countries in which there is a risk that revolution or other political conditions will result in a loss.

Casualty insurance is a problematically defined term[1] loosely used to describe an area of insurance not particularly or directly concerned with life insurance, health insurance, or property insurance. It is sometimes equated to liability insurance,[2] and is mainly used to describe the liability coverage of an individual or organization's for negligent acts or omissions.[3] However, the "elastic" term has also been used to describe property insurance for aviation insurance, boiler and machinery insurance, and glass and crime insurance.[3] It may include marine insurance for shipwrecks or losses at sea or fidelity and surety insurance. It may also include earthquake, political risk insurance, terrorism insurance, fidelity and surety bonds.

A casualty is a person who is the victim of an accident, injury, or trauma. The word casualties is most often used by the news media to describe deaths and injuries resulting from wars or disasters. Casualties is sometimes misunderstood to mean fatalities, but non-fatal injuries are also casualties.

In military usage, casualties usually refer to combatants who have been rendered combat-ineffective, or all persons lost to active military service, which comprises those killed in action, killed by disease, disabled by physical injuries, disabled by psychological trauma, captured, deserted, and missing, but does not include injuries which do not prevent a person from fighting.